It’s that time of the month again.  A lot has happened since my last update.  I closed on my house, paid some hefty closing costs and lease breakage fees, and paid for some one-time purchases such as  appliances and general moving costs.  My house appraisal came in $10k higher than my purchase price, so that is the main reason in the larger than average boost this month.  This should be the last month of big swings before we get back to the roughly $4800 monthly savings as seen here + normal investment gains.

I’m still in the process of trying to sell my car, so the $17k may be an over-estimate of its value.  I have turned down one offer for $16,000 that I might should have accepted.  As described in my last cash flow post, my goal is to sell my car and buy a cheaper, used Prius that will both save me money each month in commuting cost and also provide me with a decent sum to invest.  I’m sitting on a fair amount of cash right now, and I’m undecided on the best place to invest it.  I’m debating between using it for side business purposes or putting it in an index fund until I have enough for a downpayment on a rental property.  Hopefully by December’s update it won’t still be unproductively sitting in my checking account!